Minimum Creditable Coverage


As of January 1, 2009, the Massachusetts Health Care Reform Law requires each Massachusetts resident, eighteen (18) years of age and older, to have health coverage that meets the Minimum Creditable Coverage ("MCC") standards set by the Commonwealth Health Insurance Connector ("Connector"), unless those plans meeting these standards are deemed to not be affordable by the person.

Your Qualified Student Health Insurance Plan ("QSHIP") coverage underwritten by Monumental Life Insurance Company is group health plan coverage that satisfies the individual coverage mandate standard.

The forms MA 1099-HC and Schedule HC, must be filed with your state income tax return. A copy of your MA 1099-HC is mailed to annually in January by Monumental Life Insurance Company. If you have not received your form, please call (410) 209-5321 or e-mail Honor.DeLancey@transamerica.com to request a duplicate.

If you have questions about this notice, you may contact the Division of Insurance by calling (617) 521-7794 or by visiting it's website at www.mass.gov/doi .