Q: What is the policy number?
A: CMS309E

Q: What is the effective date?
A: 8/20/2008

Q: What is the policy expiration date?
A: 8/20/2009

Q: If I missed the original registration or waived coverage initially and now want the coverage, how do I go about getting it?
A: Please contact the Millsaps College Student Health Services Office.

Q: How do I know if I am eligible to take the Student Accident & Sickness Insurance?
A: All students are eligible.

Q: Can I get the insurance to cover my spouse and/or children?
A: Yes. Eligible students enrolled in this insurance plan may also insure their dependents. Eligible Dependents are the spouse and unmarried children under 19 years of age who are not self-supporting. Dependent Eligibility expires concurrently with that of the Insured Student.

Q: What does this insurance cover?
A: This insurance covers medical expenses which arise from an accidental Injury or a Sickness which occurs while you are covered under this program.

Q: Does this policy pay all medical bills in full?
A: There are exclusions and limitations in the policy, so you will need to refer to the brochure (See sample brochure under "Brochure").

Q: Can I go to any doctor?
A: Yes you can. Discounts on fees for medical services are available through our Preferred Provider Network, First Health. Visit the web site for a directory of providers.

Q: Where do I get a claim form?
A: You can pick up a claim form at the Millsaps College Student Health Services Office or you can print one from this link or one will be sent to you on first notice of a claim.

Q: How do I file a claim?
A: Attach your bills to a completed Claim Form and mail to Bollinger Inc., P.O. Box 727, Short Hills, NJ 07078-0727. Only one claim form is needed per Injury or illness. Subsequent itemized bills may be sent in without completing another claim form. Just indicate that you are a Millsaps College student and the date of your Injury or illness.

Q: Does this policy cover me for my annual physicals?
A: No.

Q: Is there a deductible on this policy?
A: There is a $25 deductible for each Injury & Sickness for the Basic coverage. There is a $100 deductible for the Major Medical coverage.

Q: With this insurance must I go to the University Health Center first?
A:The student is encouraged to utilize the Student Health Center and obtain a referral to minimize any out of pocket expenses. Only in the following situations, a referral from the Student Health Center is not needed:

1.      Medical Emergency

2.      The Student Health Center is closed.

3.      When necessary medical care is obtained by the insured whose student status has changed.

Q: What if I am out of state when I get sick or injured?
A: This insurance plan will cover you for any illness or Injury which occurs out of state. You must follow the same procedures in filing a claim as if it had happened in Mississippi.

Q: How do I get an I.D. card?
A: Additional I.D. cards are available at the Student Health Services Office or one can be printed from this website.

Q: What is the policy’s maximum benefit?
A: Basic Medical Expense: After a $25 deductible, payment will be made up to a maximum of $1,000 for medical expense resulting from each Injury or Sickness occurring during the term insured. Major Medical Expense: After a $100 deductible, payment will be made for 80% of medical expense incurred in excess of $1,000 for an Injury or Sickness, up to a combined maximum of $10,000 payable under this benefit for each Injury or Sickness. Optional Catastrophic (see brochure for enrollment details): After charges are paid under the Basic & Major Medical benefits, the plan will then pay 100% of all remaining charges up to a $50,000 maximum per Injury or Sickness (including Basic & Major Medical benefits).

Q: If I have a specific question about coverage who can I call?
A: You can call Bollinger Inc. at 1-866-267-0092 and ask to be connected to the College Claims Department, or you can e-mail Jane Farrell.

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